How To Check Demat Account Status - Statement of Demat Holdings | Espresso

Statement of Demat Holdings:How to Check Demat Account Status?

This article seeks to shed light on all that Demat account statements entail and how to check your Demat account’s status. In order to understand this though, it is important to first have a clear understanding of what a Demat account is.



What are Demat Accounts?

Also known as depository accounts, these accounts can be viewed as a bank account or wallet that hosts each of your securities. In the event that you seek to purchase securities which could be stocks or bonds, for instance, you are obligated to first have a Demat account issued in your name. This account will entitle you to store each of your securities in a digitalized or dematerialized manner.

Operating in the same vein as bank accounts that entitle account holders to access their bank statements via online as well as offline (passbooks) methods, Demat accounts offer their accountholder similar services. Therefore, if you are in possession of a Demat account issued under your name, you can access your transaction history for your Demat account and keep track of each of the transactions that have occurred via it. This means that you can confirm the fact that you have received any shares that you might have sought to buy.
Also Read: How Do I Add a Nominee to Demat Account?


Taking a Look at Demat Account Statements

For Indian investors and traders domestically operating the markets, each of the shares purchased by them are safeguarded in two forms of accounts that serve as two depositories that exist in an electronic format. They are the National Securities Depository Limited (or NSDL) and the Central Depository Service Limited (or CDSL).

It is important to note that neither of these depositories are the recipients of investors shares via direct means. Instead, these very shares are funnelled via depository participants. Depository participants are registered under the Securities and Exchange Board of India and serve as agents to all depositories.

Equally important is the fact that in order to trade stocks in the market not only are you required to hold a Demat account but you are also required to be in possession of a trading account held by a depository participant.

Understanding What Consolidated Account Statements Are

A consolidated account statement is of paramount importance when you seek to read your Demat account statement. Known by the acronym CAS, this document is an overarching one that covers each of your transactions and traces your investments. These investments pertain to your mutual fund investments as well as to your depository accounts. Simply put, it can be understood to be a compilation of each of your investments and transactions made via these means.

By reading your consolidated account statement, you can better understand your Demat account statement. You can make use of this statement when you attempt to comprehend your Demat account balance and statements.

Your consolidated account statement documents any of the holdings you might be in possession of and provides you with a summary of each of your investments. Owing to the fact that it is generated by taking into account the NSDL and CDSL, investors such as yourself are able to view your statements spread across each of your Demat accounts regardless of whether or not you have varied brokers.

Accessing your Demat Account Statement

In order to access your Demat account statement, the Central Depository Service Limited has made it possible for you to do so via its website thereby making online access a possibility. Please follow the steps mentioned below in order to access your Demat account statement.

Step #1. Visit the CDSL website hyperlinked here and log in to your profile.

Step #2. Once you arrive at your homepage, select the ‘quick links’ tab. Under this, select the ‘login’ button such that you can log in to your CAS.

Step #3. Fill out your permanent account number (or PAN).

Step #4. Next, fill out your Demat account number.

Step #5. You will now be required to submit additional data pertinent to yourself such as your date of birth. After filling out the same, complete the CAPTCHA requirements.

Step #6. Submit your answers.

Step #7. You will be sent an OTP to your registered mobile number which you will need to use in order to authenticate your identity and be able to log in to your account.

Provided the information you entered is correct you will be able to view your consolidated account statement and check your Demat account statement.

What to Look Out for When Viewing your Demat Account Statement

Once you gain access to your consolidated account statement and view your demat account statement, it is important to pay attention to the following tocorrectly understand your statement.

Your personal details – Prior to scanning the document, it is of the utmost attention to verify that you are looking at the correct account and that your credentials match those listed on the document.

Folio number – Equally important as this number is unique to each investor and serves as an identification for all subsequent investments made by you, it is important to make sure this number is correct.

Fund options and names - This information shows you the title of your funds and also mentions dividend payments issued to you. Under this, you can assess the growth experienced by the funds you invest in.

Dividend payouts -You are able to see each of the dividend payments you have received in the past from your investments. Companies that have issued good dividends are worth noting here.

Net Asset Value – Also known by the acronym NAV, this figure varies on a daily basis. Owing to this fact, the NAV emblazoned on your statement is applicable since the time of your investment

Transaction Summary – This serves as an all-encompassing record of each of your transactions that you have made in the share market. In addition to this, your systematic investment plan (or SIP) and systematic withdrawal plan (SWP) are also highlighted.


Your Demat account entitles you to keep track of and store your investments in a safe place. As every investor has a unique identity that is capable of being in possession of multiple Demat accounts, the NSDL and CDSL have enabled individuals to access all your Demat accounts and Demat account statements easily.

While accessing your Demat account balance and statement is fairly straightforward and can be done via the CDSL website, correctly interpreting the same requires you to pay attention to a number of details.

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Frequently Asked Questions

You need to be in possession of a valid Demat account issued in your name along with a trading account held by a depository participant in order to trade on the stock markets.

The acronym NAV stands for net asset value.

You can access your Demat account statement online by visiting the CDSL website -

A consolidated account statement is an overarching document that covers each of your transactions and traces your investments. These investments pertain to your mutual fund investments as well as to your depository accounts.

The two depositories that are functional in India are the National Securities Depository Limited (or NSDL) and the Central Depository Service Limited (or CDSL).